Subsidized home : ownership programs, transaction costs, and domestic violence

• Autores: Cardinale Lagomarsino, Bruno
• Año de publicación: 2017
• Idioma: inglés
• Tipo de recurso: tesis de maestría
• Colaborador/a o director/a de tesis: Rossi, Martín A.
• Materia: Housing subsidies -- Social aspects -- Argentina -- Econometric models; Housing policy -- Argentina -- Econometric models; Family violence -- Effect of housing subsidies on -- Argentina -- Econometric models; Subsidios de vivienda -- Aspectos sociales -- Argentina -- Modelos econométricos; Política habitacional -- Argentina -- Modelos econométricos; Violencia en la familia -- Efecto de los subsidios de vivienda sobre -- Argentina -- Modelos econométricos
• Institución: Universidad de San Andrés

Fil: Cardinale Lagomarsino, Bruno. Universidad de San Andrés. Departamento de Economía; Argentina.
We exploit the random assignment rule implemented by the government of the municipality of Salto (Argentina) in its program of social housing in order to identify the effect of the program on subsequent domestic violence. Beneficiaries receive a finished house in exchange for a long-term credit at a heavily subsidized rate, and are entitled to legal ownership after full payment. Using administrative records from the population of applicants, we find that subsidized home-ownership programs to low-income households are associated to an increase in reported domestic violence. We explore various potential mechanisms and we conclude that the empirical evidence only favors the mechanism of an increase in transaction costs associated to exiting a relationship.