Attitudes towards saving and debt-taking behavior during first major flexibility on pandemic restrictions in Argentina

Autores
Fernandez Da Lama, Rocio Giselle; Brenlla, María Elena
Año de publicación
2023
Idioma
inglés
Tipo de recurso
artículo
Estado
versión publicada
Descripción
The aim of the study was to investigate the influence of time perspectives, sociodemographic and debt-taking behavior data on the attitudes towards saving in the Argentine population during major flexibilities in pandemic restrictions. The present study was online questionnaire-based. A total of 720 participants were recruited through snowball sampling method (447 women; 62.1%) between the ages of 18 and 65 years of age (M=34.37; SD=13.67). A sociodemographic and financial behavior was administered along with locally adapted version of the Zimbardo Time Perspective Inventory. It was found that future and past-negative time perspectives were positively related to some of the positive attitudes towards saving. Conversely, present-fatalistic, and present-hedonistic were positively related to negative saving attitudes. Debt-taking behavior was positively related to the difficultness on saving. Also, female participants showed more difficultness in saving than men. The research on economic psychology that contemplates time perspective theory is scarce, particularly in Argentina. This is the first study that highlights the importance of predominant time orientations on the analysis of saving behaviors.
Fil: Fernandez Da Lama, Rocio Giselle. Consejo Nacional de Investigaciones Científicas y Técnicas; Argentina. Pontificia Universidad Católica Argentina "Santa María de los Buenos Aires". Facultad de Psicología y Psicopedagogía. Centro de Investigaciones en Psicología y Psicopedagogía; Argentina
Fil: Brenlla, María Elena. Pontificia Universidad Católica Argentina "Santa María de los Buenos Aires". Facultad de Psicología y Psicopedagogía. Centro de Investigaciones en Psicología y Psicopedagogía; Argentina
Materia
PERSPECTIVA TEMPORAL
PSICOLOGIA ECONOMICA
ENDEUDAMIENTO
AHORRO
Nivel de accesibilidad
acceso abierto
Condiciones de uso
https://creativecommons.org/licenses/by/2.5/ar/
Repositorio
CONICET Digital (CONICET)
Institución
Consejo Nacional de Investigaciones Científicas y Técnicas
OAI Identificador
oai:ri.conicet.gov.ar:11336/267258
Acceder
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spelling Attitudes towards saving and debt-taking behavior during first major flexibility on pandemic restrictions in ArgentinaFernandez Da Lama, Rocio GiselleBrenlla, María ElenaPERSPECTIVA TEMPORALPSICOLOGIA ECONOMICAENDEUDAMIENTOAHORROhttps://purl.org/becyt/ford/5.1https://purl.org/becyt/ford/5The aim of the study was to investigate the influence of time perspectives, sociodemographic and debt-taking behavior data on the attitudes towards saving in the Argentine population during major flexibilities in pandemic restrictions. The present study was online questionnaire-based. A total of 720 participants were recruited through snowball sampling method (447 women; 62.1%) between the ages of 18 and 65 years of age (M=34.37; SD=13.67). A sociodemographic and financial behavior was administered along with locally adapted version of the Zimbardo Time Perspective Inventory. It was found that future and past-negative time perspectives were positively related to some of the positive attitudes towards saving. Conversely, present-fatalistic, and present-hedonistic were positively related to negative saving attitudes. Debt-taking behavior was positively related to the difficultness on saving. Also, female participants showed more difficultness in saving than men. The research on economic psychology that contemplates time perspective theory is scarce, particularly in Argentina. This is the first study that highlights the importance of predominant time orientations on the analysis of saving behaviors.Fil: Fernandez Da Lama, Rocio Giselle. Consejo Nacional de Investigaciones Científicas y Técnicas; Argentina. Pontificia Universidad Católica Argentina "Santa María de los Buenos Aires". Facultad de Psicología y Psicopedagogía. Centro de Investigaciones en Psicología y Psicopedagogía; ArgentinaFil: Brenlla, María Elena. Pontificia Universidad Católica Argentina "Santa María de los Buenos Aires". Facultad de Psicología y Psicopedagogía. Centro de Investigaciones en Psicología y Psicopedagogía; ArgentinaUniversità degli Studi di Urbino Carlo Bo2023-12info:eu-repo/semantics/articleinfo:eu-repo/semantics/publishedVersionhttp://purl.org/coar/resource_type/c_6501info:ar-repo/semantics/articuloapplication/pdfapplication/pdfhttp://hdl.handle.net/11336/267258Fernandez Da Lama, Rocio Giselle; Brenlla, María Elena; Attitudes towards saving and debt-taking behavior during first major flexibility on pandemic restrictions in Argentina; Università degli Studi di Urbino Carlo Bo; International Journal of Economic Behavior; 13; 12-2023; 51-702069-57562285-0430CONICET DigitalCONICETenginfo:eu-repo/semantics/altIdentifier/url/https://journals.uniurb.it/index.php/ijmeb/article/view/3716info:eu-repo/semantics/altIdentifier/doi/10.14276/2285-0430.3716info:eu-repo/semantics/openAccesshttps://creativecommons.org/licenses/by/2.5/ar/reponame:CONICET Digital (CONICET)instname:Consejo Nacional de Investigaciones Científicas y Técnicas2025-09-03T09:44:06Zoai:ri.conicet.gov.ar:11336/267258instacron:CONICETInstitucionalhttp://ri.conicet.gov.ar/Organismo científico-tecnológicoNo correspondehttp://ri.conicet.gov.ar/oai/requestdasensio@conicet.gov.ar; lcarlino@conicet.gov.arArgentinaNo correspondeNo correspondeNo correspondeopendoar:34982025-09-03 09:44:07.136CONICET Digital (CONICET) - Consejo Nacional de Investigaciones Científicas y Técnicasfalse
dc.title.none.fl_str_mv Attitudes towards saving and debt-taking behavior during first major flexibility on pandemic restrictions in Argentina
title Attitudes towards saving and debt-taking behavior during first major flexibility on pandemic restrictions in Argentina
spellingShingle Attitudes towards saving and debt-taking behavior during first major flexibility on pandemic restrictions in Argentina
Fernandez Da Lama, Rocio Giselle
PERSPECTIVA TEMPORAL
PSICOLOGIA ECONOMICA
ENDEUDAMIENTO
AHORRO
title_short Attitudes towards saving and debt-taking behavior during first major flexibility on pandemic restrictions in Argentina
title_full Attitudes towards saving and debt-taking behavior during first major flexibility on pandemic restrictions in Argentina
title_fullStr Attitudes towards saving and debt-taking behavior during first major flexibility on pandemic restrictions in Argentina
title_full_unstemmed Attitudes towards saving and debt-taking behavior during first major flexibility on pandemic restrictions in Argentina
title_sort Attitudes towards saving and debt-taking behavior during first major flexibility on pandemic restrictions in Argentina
dc.creator.none.fl_str_mv Fernandez Da Lama, Rocio Giselle
Brenlla, María Elena
author Fernandez Da Lama, Rocio Giselle
author_facet Fernandez Da Lama, Rocio Giselle
Brenlla, María Elena
author_role author
author2 Brenlla, María Elena
author2_role author
dc.subject.none.fl_str_mv PERSPECTIVA TEMPORAL
PSICOLOGIA ECONOMICA
ENDEUDAMIENTO
AHORRO
topic PERSPECTIVA TEMPORAL
PSICOLOGIA ECONOMICA
ENDEUDAMIENTO
AHORRO
purl_subject.fl_str_mv https://purl.org/becyt/ford/5.1
https://purl.org/becyt/ford/5
dc.description.none.fl_txt_mv The aim of the study was to investigate the influence of time perspectives, sociodemographic and debt-taking behavior data on the attitudes towards saving in the Argentine population during major flexibilities in pandemic restrictions. The present study was online questionnaire-based. A total of 720 participants were recruited through snowball sampling method (447 women; 62.1%) between the ages of 18 and 65 years of age (M=34.37; SD=13.67). A sociodemographic and financial behavior was administered along with locally adapted version of the Zimbardo Time Perspective Inventory. It was found that future and past-negative time perspectives were positively related to some of the positive attitudes towards saving. Conversely, present-fatalistic, and present-hedonistic were positively related to negative saving attitudes. Debt-taking behavior was positively related to the difficultness on saving. Also, female participants showed more difficultness in saving than men. The research on economic psychology that contemplates time perspective theory is scarce, particularly in Argentina. This is the first study that highlights the importance of predominant time orientations on the analysis of saving behaviors.
Fil: Fernandez Da Lama, Rocio Giselle. Consejo Nacional de Investigaciones Científicas y Técnicas; Argentina. Pontificia Universidad Católica Argentina "Santa María de los Buenos Aires". Facultad de Psicología y Psicopedagogía. Centro de Investigaciones en Psicología y Psicopedagogía; Argentina
Fil: Brenlla, María Elena. Pontificia Universidad Católica Argentina "Santa María de los Buenos Aires". Facultad de Psicología y Psicopedagogía. Centro de Investigaciones en Psicología y Psicopedagogía; Argentina
description The aim of the study was to investigate the influence of time perspectives, sociodemographic and debt-taking behavior data on the attitudes towards saving in the Argentine population during major flexibilities in pandemic restrictions. The present study was online questionnaire-based. A total of 720 participants were recruited through snowball sampling method (447 women; 62.1%) between the ages of 18 and 65 years of age (M=34.37; SD=13.67). A sociodemographic and financial behavior was administered along with locally adapted version of the Zimbardo Time Perspective Inventory. It was found that future and past-negative time perspectives were positively related to some of the positive attitudes towards saving. Conversely, present-fatalistic, and present-hedonistic were positively related to negative saving attitudes. Debt-taking behavior was positively related to the difficultness on saving. Also, female participants showed more difficultness in saving than men. The research on economic psychology that contemplates time perspective theory is scarce, particularly in Argentina. This is the first study that highlights the importance of predominant time orientations on the analysis of saving behaviors.
publishDate 2023
dc.date.none.fl_str_mv 2023-12
dc.type.none.fl_str_mv info:eu-repo/semantics/article
info:eu-repo/semantics/publishedVersion
http://purl.org/coar/resource_type/c_6501
info:ar-repo/semantics/articulo
format article
status_str publishedVersion
dc.identifier.none.fl_str_mv http://hdl.handle.net/11336/267258
Fernandez Da Lama, Rocio Giselle; Brenlla, María Elena; Attitudes towards saving and debt-taking behavior during first major flexibility on pandemic restrictions in Argentina; Università degli Studi di Urbino Carlo Bo; International Journal of Economic Behavior; 13; 12-2023; 51-70
2069-5756
2285-0430
CONICET Digital
CONICET
url http://hdl.handle.net/11336/267258
identifier_str_mv Fernandez Da Lama, Rocio Giselle; Brenlla, María Elena; Attitudes towards saving and debt-taking behavior during first major flexibility on pandemic restrictions in Argentina; Università degli Studi di Urbino Carlo Bo; International Journal of Economic Behavior; 13; 12-2023; 51-70
2069-5756
2285-0430
CONICET Digital
CONICET
dc.language.none.fl_str_mv eng
language eng
dc.relation.none.fl_str_mv info:eu-repo/semantics/altIdentifier/url/https://journals.uniurb.it/index.php/ijmeb/article/view/3716
info:eu-repo/semantics/altIdentifier/doi/10.14276/2285-0430.3716
dc.rights.none.fl_str_mv info:eu-repo/semantics/openAccess
https://creativecommons.org/licenses/by/2.5/ar/
eu_rights_str_mv openAccess
rights_invalid_str_mv https://creativecommons.org/licenses/by/2.5/ar/
dc.format.none.fl_str_mv application/pdf
application/pdf
dc.publisher.none.fl_str_mv Università degli Studi di Urbino Carlo Bo
publisher.none.fl_str_mv Università degli Studi di Urbino Carlo Bo
dc.source.none.fl_str_mv reponame:CONICET Digital (CONICET)
instname:Consejo Nacional de Investigaciones Científicas y Técnicas
reponame_str CONICET Digital (CONICET)
collection CONICET Digital (CONICET)
instname_str Consejo Nacional de Investigaciones Científicas y Técnicas
repository.name.fl_str_mv CONICET Digital (CONICET) - Consejo Nacional de Investigaciones Científicas y Técnicas
repository.mail.fl_str_mv dasensio@conicet.gov.ar; lcarlino@conicet.gov.ar
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score 13.13397

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