SME steeplechase: When obtaining money is harder than innovating

Autores
Guercio, María Belén; Martinez, Lisana Belén; Fernández Bariviera, Aurelio
Año de publicación
2019
Idioma
inglés
Tipo de recurso
artículo
Estado
versión publicada
Descripción
In this paper, we analyze the main characteristics of European Small and Medium Enterprises (SMEs), related to the demand for and access to external financial resources. We use microdata from an extensive database, elaborated by the European Central Bank and the European Commission: the Survey on the Access to Finance of Enterprises. Firstly, we consider a set of variables as determinants to the decision to apply for different financial instruments. Secondly, we use the same set of variables to analyze the actual access to these instruments. For each regression, several SMEs profiles were created, in order to detect SMEs archetypes according to their decisions. The results are thought-provoking, and highlight that differences in firms characteristics (size, innovative activities, etc.), influence not only the access to, but also the demand for external finance.
Fil: Guercio, María Belén. Consejo Nacional de Investigaciones Científicas y Técnicas. Centro Científico Tecnológico Conicet - Bahía Blanca. Instituto de Investigaciones Económicas y Sociales del Sur. Universidad Nacional del Sur. Departamento de Economía. Instituto de Investigaciones Económicas y Sociales del Sur; Argentina. Universidad Provincial del Sudoeste; Argentina
Fil: Martinez, Lisana Belén. Consejo Nacional de Investigaciones Científicas y Técnicas. Centro Científico Tecnológico Conicet - Bahía Blanca. Instituto de Investigaciones Económicas y Sociales del Sur. Universidad Nacional del Sur. Departamento de Economía. Instituto de Investigaciones Económicas y Sociales del Sur; Argentina. Universidad Provincial del Sudoeste; Argentina
Fil: Fernández Bariviera, Aurelio. Universitat Rovira I Virgili; España
Materia
EU
FINANCIAL DECISIONS
INNOVATIVE FIRMS
SME
Nivel de accesibilidad
acceso abierto
Condiciones de uso
https://creativecommons.org/licenses/by/2.5/ar/
Repositorio
CONICET Digital (CONICET)
Institución
Consejo Nacional de Investigaciones Científicas y Técnicas
OAI Identificador
oai:ri.conicet.gov.ar:11336/118803
Acceder
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repository_id_str 3498
network_name_str CONICET Digital (CONICET)
spelling SME steeplechase: When obtaining money is harder than innovatingGuercio, María BelénMartinez, Lisana BelénFernández Bariviera, AurelioEUFINANCIAL DECISIONSINNOVATIVE FIRMSSMEhttps://purl.org/becyt/ford/5.2https://purl.org/becyt/ford/5In this paper, we analyze the main characteristics of European Small and Medium Enterprises (SMEs), related to the demand for and access to external financial resources. We use microdata from an extensive database, elaborated by the European Central Bank and the European Commission: the Survey on the Access to Finance of Enterprises. Firstly, we consider a set of variables as determinants to the decision to apply for different financial instruments. Secondly, we use the same set of variables to analyze the actual access to these instruments. For each regression, several SMEs profiles were created, in order to detect SMEs archetypes according to their decisions. The results are thought-provoking, and highlight that differences in firms characteristics (size, innovative activities, etc.), influence not only the access to, but also the demand for external finance.Fil: Guercio, María Belén. Consejo Nacional de Investigaciones Científicas y Técnicas. Centro Científico Tecnológico Conicet - Bahía Blanca. Instituto de Investigaciones Económicas y Sociales del Sur. Universidad Nacional del Sur. Departamento de Economía. Instituto de Investigaciones Económicas y Sociales del Sur; Argentina. Universidad Provincial del Sudoeste; ArgentinaFil: Martinez, Lisana Belén. Consejo Nacional de Investigaciones Científicas y Técnicas. Centro Científico Tecnológico Conicet - Bahía Blanca. Instituto de Investigaciones Económicas y Sociales del Sur. Universidad Nacional del Sur. Departamento de Economía. Instituto de Investigaciones Económicas y Sociales del Sur; Argentina. Universidad Provincial del Sudoeste; ArgentinaFil: Fernández Bariviera, Aurelio. Universitat Rovira I Virgili; EspañaMultidisciplinary Digital Publishing Institute2019-05-21info:eu-repo/semantics/articleinfo:eu-repo/semantics/publishedVersionhttp://purl.org/coar/resource_type/c_6501info:ar-repo/semantics/articuloapplication/pdfapplication/pdfhttp://hdl.handle.net/11336/118803Guercio, María Belén; Martinez, Lisana Belén; Fernández Bariviera, Aurelio; SME steeplechase: When obtaining money is harder than innovating; Multidisciplinary Digital Publishing Institute; International Journal of Financial Studies; 7; 2; 21-5-2019; 1-142227-7072CONICET DigitalCONICETenginfo:eu-repo/semantics/altIdentifier/doi/10.3390/ijfs7020025info:eu-repo/semantics/altIdentifier/url/https://www.mdpi.com/2227-7072/7/2/25info:eu-repo/semantics/openAccesshttps://creativecommons.org/licenses/by/2.5/ar/reponame:CONICET Digital (CONICET)instname:Consejo Nacional de Investigaciones Científicas y Técnicas2025-09-29T10:01:38Zoai:ri.conicet.gov.ar:11336/118803instacron:CONICETInstitucionalhttp://ri.conicet.gov.ar/Organismo científico-tecnológicoNo correspondehttp://ri.conicet.gov.ar/oai/requestdasensio@conicet.gov.ar; lcarlino@conicet.gov.arArgentinaNo correspondeNo correspondeNo correspondeopendoar:34982025-09-29 10:01:38.76CONICET Digital (CONICET) - Consejo Nacional de Investigaciones Científicas y Técnicasfalse
dc.title.none.fl_str_mv SME steeplechase: When obtaining money is harder than innovating
title SME steeplechase: When obtaining money is harder than innovating
spellingShingle SME steeplechase: When obtaining money is harder than innovating
Guercio, María Belén
EU
FINANCIAL DECISIONS
INNOVATIVE FIRMS
SME
title_short SME steeplechase: When obtaining money is harder than innovating
title_full SME steeplechase: When obtaining money is harder than innovating
title_fullStr SME steeplechase: When obtaining money is harder than innovating
title_full_unstemmed SME steeplechase: When obtaining money is harder than innovating
title_sort SME steeplechase: When obtaining money is harder than innovating
dc.creator.none.fl_str_mv Guercio, María Belén
Martinez, Lisana Belén
Fernández Bariviera, Aurelio
author Guercio, María Belén
author_facet Guercio, María Belén
Martinez, Lisana Belén
Fernández Bariviera, Aurelio
author_role author
author2 Martinez, Lisana Belén
Fernández Bariviera, Aurelio
author2_role author
author
dc.subject.none.fl_str_mv EU
FINANCIAL DECISIONS
INNOVATIVE FIRMS
SME
topic EU
FINANCIAL DECISIONS
INNOVATIVE FIRMS
SME
purl_subject.fl_str_mv https://purl.org/becyt/ford/5.2
https://purl.org/becyt/ford/5
dc.description.none.fl_txt_mv In this paper, we analyze the main characteristics of European Small and Medium Enterprises (SMEs), related to the demand for and access to external financial resources. We use microdata from an extensive database, elaborated by the European Central Bank and the European Commission: the Survey on the Access to Finance of Enterprises. Firstly, we consider a set of variables as determinants to the decision to apply for different financial instruments. Secondly, we use the same set of variables to analyze the actual access to these instruments. For each regression, several SMEs profiles were created, in order to detect SMEs archetypes according to their decisions. The results are thought-provoking, and highlight that differences in firms characteristics (size, innovative activities, etc.), influence not only the access to, but also the demand for external finance.
Fil: Guercio, María Belén. Consejo Nacional de Investigaciones Científicas y Técnicas. Centro Científico Tecnológico Conicet - Bahía Blanca. Instituto de Investigaciones Económicas y Sociales del Sur. Universidad Nacional del Sur. Departamento de Economía. Instituto de Investigaciones Económicas y Sociales del Sur; Argentina. Universidad Provincial del Sudoeste; Argentina
Fil: Martinez, Lisana Belén. Consejo Nacional de Investigaciones Científicas y Técnicas. Centro Científico Tecnológico Conicet - Bahía Blanca. Instituto de Investigaciones Económicas y Sociales del Sur. Universidad Nacional del Sur. Departamento de Economía. Instituto de Investigaciones Económicas y Sociales del Sur; Argentina. Universidad Provincial del Sudoeste; Argentina
Fil: Fernández Bariviera, Aurelio. Universitat Rovira I Virgili; España
description In this paper, we analyze the main characteristics of European Small and Medium Enterprises (SMEs), related to the demand for and access to external financial resources. We use microdata from an extensive database, elaborated by the European Central Bank and the European Commission: the Survey on the Access to Finance of Enterprises. Firstly, we consider a set of variables as determinants to the decision to apply for different financial instruments. Secondly, we use the same set of variables to analyze the actual access to these instruments. For each regression, several SMEs profiles were created, in order to detect SMEs archetypes according to their decisions. The results are thought-provoking, and highlight that differences in firms characteristics (size, innovative activities, etc.), influence not only the access to, but also the demand for external finance.
publishDate 2019
dc.date.none.fl_str_mv 2019-05-21
dc.type.none.fl_str_mv info:eu-repo/semantics/article
info:eu-repo/semantics/publishedVersion
http://purl.org/coar/resource_type/c_6501
info:ar-repo/semantics/articulo
format article
status_str publishedVersion
dc.identifier.none.fl_str_mv http://hdl.handle.net/11336/118803
Guercio, María Belén; Martinez, Lisana Belén; Fernández Bariviera, Aurelio; SME steeplechase: When obtaining money is harder than innovating; Multidisciplinary Digital Publishing Institute; International Journal of Financial Studies; 7; 2; 21-5-2019; 1-14
2227-7072
CONICET Digital
CONICET
url http://hdl.handle.net/11336/118803
identifier_str_mv Guercio, María Belén; Martinez, Lisana Belén; Fernández Bariviera, Aurelio; SME steeplechase: When obtaining money is harder than innovating; Multidisciplinary Digital Publishing Institute; International Journal of Financial Studies; 7; 2; 21-5-2019; 1-14
2227-7072
CONICET Digital
CONICET
dc.language.none.fl_str_mv eng
language eng
dc.relation.none.fl_str_mv info:eu-repo/semantics/altIdentifier/doi/10.3390/ijfs7020025
info:eu-repo/semantics/altIdentifier/url/https://www.mdpi.com/2227-7072/7/2/25
dc.rights.none.fl_str_mv info:eu-repo/semantics/openAccess
https://creativecommons.org/licenses/by/2.5/ar/
eu_rights_str_mv openAccess
rights_invalid_str_mv https://creativecommons.org/licenses/by/2.5/ar/
dc.format.none.fl_str_mv application/pdf
application/pdf
dc.publisher.none.fl_str_mv Multidisciplinary Digital Publishing Institute
publisher.none.fl_str_mv Multidisciplinary Digital Publishing Institute
dc.source.none.fl_str_mv reponame:CONICET Digital (CONICET)
instname:Consejo Nacional de Investigaciones Científicas y Técnicas
reponame_str CONICET Digital (CONICET)
collection CONICET Digital (CONICET)
instname_str Consejo Nacional de Investigaciones Científicas y Técnicas
repository.name.fl_str_mv CONICET Digital (CONICET) - Consejo Nacional de Investigaciones Científicas y Técnicas
repository.mail.fl_str_mv dasensio@conicet.gov.ar; lcarlino@conicet.gov.ar
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score 13.070432

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